FAQ

  • Cheryl provided me with amazing service and explained everything to me in a way that was easy to understand.  I would not hesitate to recommend allcredit to anyone.
    James, NSW
  • Cheryl provided me with amazing service and explained everything to me in a way that was easy to understand. I would not hesitate to recommend allcredit to anyone.
    James, NSW
  • Thank you Cheryl, I love my new car and it’s so easy to pay for my petrol and servicing using my allcredit fuel card.  Ill never buy a car any other way again.
    Elena, WA
  • allcredit was easier to deal with and much cheaper than my salary packaging company
    Ross, VIC
  • Allcredit was easier to deal with and much cheaper than my salary packaging company
    Ross, VIC
  • Thank you Cheryl, I love my new car and it’s so easy to pay for my petrol and servicing using my allcredit fuel card.  Ill never buy a car any other way again.
    Elena, WA

A list of our most frequently asked questions.

Why should I use allcredit rather than finance through my bank or credit union?

allcredit has access to multiple lenders and more buying power than you as an individual so can often source a much better deal than you can on your own.  We also deal on a daily basis with credit contracts and can explain your contract to you in plain English if you have any questions.  Your personal allcredit representative will also take care of all the leg work and documentation making your finance approval and settlement process much easier.

Why should I use allcredit instead of financing with the car dealership?

Your allcredit representative will be your single contact point and will guide you through the entire process; they may even be able to make suggestions to save you money on your vehicle purchase.  Your representative will be there for you every step of the way to answer your questions in an impartial and honest way.  You will have the confidence to walk in to the dealership and be able to pay “cash” for your car; we all know cash is king in a dealership when you want a better deal.

I’ve never had a loan before, are you able to help?

We most certainly can, in most cases we can arrange no or low deposit finance for you to purchase a new or pre owned vehicle in less than 24 hours.  We can also arrange a pre-approval so you can go car shopping with confidence.

I’m new to the country or on a 457 visa, can I get finance?

New to country and people on 457 visas are eligible to finance a vehicle and we can often get an approval for you in less than 24 hours.  In some cases there will be restrictions on the loan term so it matches your visa term or some deposit required.  Contact us to discuss your individual situation for further information.

I have credit defaults or judgements, am I able to get a loan?

allcredit has specialist advisors that deal with these issues on a daily basis.  In a lot of cases we are able to get you a finance approval where others could not.  If you have been declined for loan or suspect you have some credit impairment contact us today and you may be surprised at what we can do for you.

I am self-employed with no financials, am I able to get a loan?

It is possible to obtain a low-doc commercial loan to purchase business use vehicles, there are certain criteria required to qualify for this type of loan that your allcredit representative will be able to discuss with you in detail.

I have purchase a car privately, can I finance it will allcredit?

We specialise in providing loans for private and online purchases.  allcredit will provide you with a free PPSR check on the vehicle you purchase to ensure it is not stolen, written off or have money owing on it.  We can also organise an extended warranty for your privately purchased vehicle potentially saving you money on future mechanical repairs.   We would be happy to organise a pre-approval for your private purchase so you can confidently go car shopping.

Interested in finance? Let us know

Benefits of choosing allcredit for your loan or lease

Choose your own vehicle

The ATO allow you to do a Novated Lease on any vehicle that meets their definition of a motor vehicle, being: Cars, station wagons, panel vans, utility trucks

Fleet Discounts

No more haggling with the dealers, our buying power guarantee’s you excellent fleet discounts on all makes and models of new cars.

Lease Rates

Our Consultants will make sure that you not only get the best price on your lease but use their extensive industry knowledge to guide you.

Fuel

When you take out you allcredit Novated Lease you will be provided an allcredit Motorpass card which is accepted at almost every fuel outlet in Australia.

Vehicle Running Costs

All car maintenance and service items will be budgeted for and included in your allcredit Novated Lease payment.

With your allcredit full maintained novated lease your payments include all of the above

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